So, I haven’t written anything on here in a long time. I’ve been relatively busy, but not that busy, mostly just lazy. I did buy a house between the last post and now, so that is something. You can see it if you want. When I started looking for a house at the beckoning of my wife, I wasn’t really ready for that step, so I spent a lot of time reading about credit issues, even though there wasn’t much I could do about mine in such a short period of time. I ended up having to do an FHA loan because we hadn’t saved up a down payment for the house. Looks like a refi will be in order in a year or two, as long as rates are still reasonable.
I’ve been reading a lot at FICO Forums, along with some at Credit Boards. Maybe I will spend some time writing up stuff no one will read that shows what I’ve learned from those places.
Remember, if you’re getting your scores from a three in one service, you’re getting worthless scores.